Category: the Rant Board
Ok, I'm sorry, but I really have to get some steam off my chest right now. Stupid me is sharing a cellphone account with my x boyfriend because we were together last year when we got it, and of course, we didn't think we'd split up. So maybe it's my fault. I didn't have my damn ID, so he put the acount under his name, and I was stuck with paying for it since I was the one with a debit card. Oh I wish it wouldn't have happened that way. Never again will I ever, ever, do that. Usually he was pretty good at paying his part of the bill, then he got together with his x wife again, and I don't know what is going on between them, but whenever he talks about the bill with me, she's usually there and he keeps telling me to hold on, and I just wanna scream at the phone. So I let him take 3 months off of payment because I owed him for a window AC unit that he bought for me last summer. So I thought, ok fine, no big deal, then we both start paying in September. That didn't happen, so I paid the whole bill. Now it's October and he said he'd pay his share of it. So then I had some stuff to mail back to him that I forgot I had, and I told him I won't have you pay me back for the shipping, just pay yours and my share of the bill and we'll call it even. But he couldn't pay that this month because, something got messed up. Then he said that even though he has a job, that he doesn't get a steady paycheck because it always changes. Bullshit. I htink his girlfriend is telling him that. I'm just getting tired of her getting in the way when it comes to us handling this bill. She's not a part of this plan, I am, and he is, so she should just butt out. I wish I had enough money to cansle my half of the bill and he can pay it all on his own, and when he doesn't have the money, he doesn't come crying to me asking if I can pay it all this month. He'll just lose the phone and that'll be it. But unfortunately I don't have $200 I think it is to cansle my half, so I'm stuck with it til next March or Febuary or something. I just wish I could get out of it. I just know, never, ever again will I share my bill with someone. Everything I'm doing on my own. No shared bank accounts, no shared bills, because I guess you can't trust anyone now. I thought I could, but it's so hard. You could think that you're going to get the help you need, and all of a sudden someone bails out on you and says good luck. Oh I just wish I had the power to cut the plan off all together, and I'd get my own phone. Then his sorry ass could go and be crying to mommy or his girl because he doesn't have a phone, and it's not my fault. I have the money, and he doesn't. But it shouldn't work that way. Anyway, I'm sorry for bitching, I'm just so mad and I haven't felt like this in a long time. Usually I hardly ever get this angry, but I thought after last month, he'd help, but he didn't. I just don't think it's fair that I have to pay the whole thing, when I'm not the only person who is part of this account. Supposedly he's going to pay me his half of the bill, plus what he owes me for this month. But then I found out that the cellphone bill isn't $67.37 anymore, now it's $68.87. So now he owes me more money, instead of $101 something he owes me $103 something, if he does it. I'll believe it when I have the money order, or check in my hand and I'm about to deposit it into my account. I wish he had a credit card at the time or something so I wouldn't have to be the one paying for it all. But again, I'm sorry. I really had to let off some steam. I guess I'll go find something to do to calm me down some. But thanks for letting me write this and hopefully I didn't afend anyone because that wasn't my intention.
I'm sorry you're having to go through this, but at least you learned your lesson. I've been there before when I had a joint bank account and cell phone plan with my mom. I thought she'd take all my money...so I got my own account, cell phone...everything. it's much, much better this way; I couldn't be happier!! I wish you the best, and am hopeful that it helps knowing someone has been there. I'm here if you'd like to talk.
No relationship lasts forever, so hopefully you'll remember that the next time you consider buying anything with another person.
ok so the cell phone is in his name correct? if i were you, i'd figure out how many months you have left on the contract, figure out what your share will be. then pay the full amount until your share is paid off. then call your credit card company and stop payment on the cell account. then inform him that you've paid your share, the rest is his responsibility. then forget the phone and go get yourself your own under your own name.
sure this doesn't change the fact you will have paid for a cell that won't work as soon as the bill gets to the point where they shut it off, but it also shuts his phone off and he's stuck with the remainder of the bill under his name, not yours.
Precisely. Take the cell bill off of your credit card and tell him you will give him money for your half unless he wants to cancel out and pay the fees.
It's his name and his credit rating at risk, not yours, so you have the power to make him take care of it.
Not only that, but why would you send him his stuff back when he isn't paying his end of the deal? It's simple: do what is suggested above, and then remove yourself from this altogether. I wouldn't even ship him stuff back, he's just leaching off of you. Besides, not only is this a financial isssue, but I'm sure an emotional one too. The sooner you can no longer have anything to do with him, the better.
Well yes to all of you, I was thinking that I'm just sending the phone back, and take my checking account info off of that site and just leave him witht he extra phone for his little girlfriend to use or whoever. I honestly can get a new phone from somewhere else since I can pay my own bills on time and all that. But that's the whole reason why I broke it off with him in the first place. I did some thinking last night, and the reason I broke up with him was because he wouldn't have the money for something and he'd ask me for it. He did the same thing to one of his friends to. I wish I could get in touch with his friend and find out if he's still doing that to him. And this guy has been friends with my x for like 15 years or something, or more. So anyway, it's just really hard for me to tell if he's doing this on purpose or if it's because of his brain injury, but if he's going to listen to his girlfriend and not stick up for himself, then he's got problem s and that's not due to some brain problem. He's just very easily influenced by others and that always has bothered me, and he'll know that he'll have to stick up for himself, or he'll never get out of it. So since he obviously doesn't wanna tell me the truth, then I'm sending my phone back with all the parts in it's box to him, and I'm taking my info off the site so he'll have to pay it on his own. I'm glad it's only in his name anyway because it'll only effect his credit. So do you guys think this is a good idea? I was deciding on paying the bill and see if he gives me the money back next month, then do it, or if I should up and do it this month? Sometimes I just wanna mail it, and be done with it, and other times, I'm not sure. So let me know what might be a better idea.
Ok, I did some more thinking. He said in September that he'd pay October's bill plus what he didn't pay in September, plus now since he didn't pay me this month, now he said he's going to pay me October's full bill, plus his half of November. So let's see, half of $67.37 is $33.68. So that's what he owes me for September. This month's bill is $68.87, and next month will probably be $68.87 again. So, half of $68.87 is $34.43. So if I add it all up, it'll cost him $136.98 I believe. So it's more than he said he was going to pay me. So I should probably remind him of the extra money he owes me from September. Then when I get it, I drop the phone in the mail. Do you guys think that's a good idea?
Oh I forgot to answer a few questions. This plan is on a thing that t-mobile does called easy pay. I tried to take out my info, but I guess I have to enter in a new checking account, or a debit or credit card info, and i obviously am not going to get that from him. The reason I sent his stuff back, was to see if he'd pay me the money he owes me, but he obviously didn't. I wanted to show him, that I'm not just all talk and I'm never going to do it, because then I'll never get my money. So that answers those questions. So I just wanted to make sure everyone is clear on all of that to since I forgot to put it in my last post.
Well, firstly the guy is in a new relationship so I doubt it would benefit any of you 3 that he has a joined phone account with you (his ex), so he should be wanting to get oof the arrangement as much as you.
His non payment will just continue and every month you will hve to try and deal with him and talk to him and get half of this month or half of this month plus the previous month and so on.
If you call the phone company they should be able to take your autopay info from the bank account, else you can try and stop the payment to them through your bank or get new checking info and close it.
I neither see a reason for you to wait nor, evenif he hapid, to continue this deal, it's got to be better for you both to disintangle these issues from one another.
Sounds like the sort of stuff that's featured on Judge Judy almost all the time. I can almost hear it now...
i would take your name off the account and send him his phone back. The phone company has to take your account info off his account t if you request. is your name anywhere on the contract? If not than it's his phone and they can't make you pay for something that's not in your name. If your name is on it too s where you may have a problem. even if this is so. you can ask for a transfer. they will just transfer you to your own account and he will still have that one. Call the phone company and explain what is going on and see what they have to say. they should hlep yu out. whether it be a phone in your name or off all together. it's better than paying for him too!
I whent threw something like that just resently aswell. I was with someone and he wanted to get a phone and it would have cost more to put it in his name so we placed it in mine, then he cheated on me and we broke up and I just caled the phone company and canceled his line. His name wasn't one it any wear. He stopped paying the bells as well. But oh well, Mine wasn't as complex but maybe thats because I didn't let it get so.
Ok, here's what I'd suggest. If your name is no where on the contract, just remove your bank account from the cell account. Don't even bother with your half of the payments, since he's already screwing you over in a hard and unplesent way. If your name is on the account, I'd say just count your losses and pay it on your own, then close the contract. Yeah, it sucks, but it sounds like dealing with him sucks more, since he's not delivering on his end of the bargain. You'll only be speeding up the process and not having to deal with him anymore. He sounds like he's just a waste of your time and effort. The more time you waste on him, the more time you will spend wasting your life away. Maybe you want closure with him or whatever, but that only happens in ideal worlds with ideal people and in ideal situations, not the real one. He clearly doesn't care about you since he moved on so quickly, so you really should try to stop caring about him. The first step in that process is to cut all ties.
I agree, remove your account from the bill, then it's his responsibility.
Rule Number 1: Never enter a financial agreement with a boyfriend until marriage is somewhere in the near future! I know it sounds tough, and it is, but since we live in a world of people who like to take advantage, and who will treat you wonderfully until they've had what they wanted from you, don't do it. At least if you break up, you're done, and everyone can just move on and cool off. I'm not saying that happens to everyone, but it's just better not to enter a financial agreement together until you're serious enough for marriage. Also, my advice would be that no matter where you are in a relationship, get to know each other's spending habits first. Chances are, if their credit rating is bad and their still living large, they're probably not very trustworthy to make a financial contract with. Of course, once you're married, you're pretty much ok, because if you get divorced, you're financially screwed no matter what. Just my two cents. I haven't experienced this for myself. I've just learned from others. lol.
send his phone back. even better put a mouse trap in the box. when he opens it up he'll get a big surprise. even better. you could send the special package to his honey bunny and she can open it up and get smacked. whoops. i'm not being kind. seriously, you need to wake up and smell the dinero. never, ever, ever, deal with known moochers. get a ring and a date and then deal with their money. call t mobile and have them take your credit card off the account. sometimes it is easier to deal with them on the phone.